http://www.thriftyhearts.com/forum/ Serious Frugality for families around the globe. en Tue, 07 Sep 2010 18:26:15 GMT vBulletin 60 http://www.thriftyhearts.com/forum/images/ca_evo_royalblue/misc/rss.jpg http://www.thriftyhearts.com/forum/ http://www.thriftyhearts.com/forum/showthread.php?t=6444&goto=newpost Mon, 06 Sep 2010 04:55:55 GMT

When I knew I was going to Michigan's Upper Peninsula, I immediately started looking up Ben Franklin Crafts locations. A nod back to the days of the five-and-time, BF has a general store feel with a heavy emphasis on crafts. You tend to find them in your smaller towns. They're few and far between here in Michigan, so when I found one in Manistique, I made a point to stop. Here's a photo tour of what it's like inside.

Read the Full Story » | More on CRAFT » | Comments » | Read more articles in Crafty Travels | Digg this!

More... ]]> Frugal News Feeds Patty http://www.thriftyhearts.com/forum/showthread.php?t=6444 http://www.thriftyhearts.com/forum/showthread.php?t=6443&goto=newpost Mon, 06 Sep 2010 04:55:55 GMT Coupons.com has added some new pet and personal care item coupons just since yesterday. I’ve highlighted the new coupons below that you may wish to print now. Remember, once you’re on Coupons.com, sort by categories on the left to easily sort food versus non-food coupons.Save $1.00 Pup-PeroniSave $5.00 on any Nature’s [...]

More... ]]> Frugal News Feeds Patty http://www.thriftyhearts.com/forum/showthread.php?t=6443 http://www.thriftyhearts.com/forum/showthread.php?t=6442&goto=newpost Sun, 05 Sep 2010 12:54:02 GMT Morning ladies :rainbow: I hope you are both well. Pip, I can imagine it is hard to send one off to college I have not had to yet, but I know I would... Morning ladies :rainbow: I hope you are both well. Pip, I can imagine it is hard to send one off to college I have not had to yet, but I know I would miss them. I might not miss their laundry....but I have a suspicion it would come back LOL
Kia, sorry to hear about your tomatoes. We are having similar problems here. Mine didn't do anything & they are harder to get & more expensive at the produce auction this year. It's a good reminder to can more than you need in good years!

I have been scarce, summer gets busy & I had a vacation a week ago. Trying to get back into a routine, but it is still escaping me :p I am skipping church this morning to put up some salsa & spend time with my hubby. My pastor is out of town & I need the time here. I feel guilty, but it is what I am going to do :)

Wishing you ladies productive days (((hug))) ]]> Our Thrifty and Frugal Days Maggie http://www.thriftyhearts.com/forum/showthread.php?t=6442 http://www.thriftyhearts.com/forum/showthread.php?t=6441&goto=newpost Sun, 05 Sep 2010 12:34:49 GMT

I'm on the road right now for a friend's wedding in Michighan's Upper Peninsula, but here's a quick peek at where I was today and what I'll chat about tomorrow: Ben Franklin Crafts, a small-town staple.

Read the Full Story » | More on CRAFT » | Comments » | Read more articles in Crafty Travels | Digg this!

More... ]]> Frugal News Feeds Patty http://www.thriftyhearts.com/forum/showthread.php?t=6441 http://www.thriftyhearts.com/forum/showthread.php?t=6440&goto=newpost Sun, 05 Sep 2010 12:34:49 GMT Here’s my take on just some of the best deals at Ingles for this next week, 9/5 – 9/11. This week’s sale is quite similar to last week’s sale, with several of the same items sale-priced. There’s a special on Quaker products this week where you can instantly save $3 at checkout with [...]

More... ]]> Frugal News Feeds Patty http://www.thriftyhearts.com/forum/showthread.php?t=6440 http://www.thriftyhearts.com/forum/showthread.php?t=6439&goto=newpost Sun, 05 Sep 2010 00:17:33 GMT Image: http://blog.craftzine.com/cigar_box_tape_dispenser.jpg Cathe Holden of Just Something I Made has proven her genius once again. She...

Cathe Holden of Just Something I Made has proven her genius once again. She transformed an old cigar box into a highly functional tape dispenser. See what goodies she picked up at the hardware store to make the project work and how she put it all together over on her blog.

Read the Full Story » | More on CRAFT » | Comments » | Read more articles in Craft Rooms & Organizing | Digg this!

More... ]]> Frugal News Feeds Patty http://www.thriftyhearts.com/forum/showthread.php?t=6439 http://www.thriftyhearts.com/forum/showthread.php?t=6438&goto=newpost Sun, 05 Sep 2010 00:17:33 GMT Looking for the best bargains and coupon match ups at Kroger? Kelly, over at Faithful Provisions, will round up the best Kroger deals for you every... Looking for the best bargains and coupon match ups at Kroger? Kelly, over at Faithful Provisions, will round up the best Kroger deals for you every week. I am so very pleased to now be featuring her Kroger highlights and coupon match ups. Remember, these deals are for the Tennessee and Kentucky areas, so [...]

More... ]]> Frugal News Feeds Patty http://www.thriftyhearts.com/forum/showthread.php?t=6438 http://www.thriftyhearts.com/forum/showthread.php?t=6437&goto=newpost Sat, 04 Sep 2010 11:20:29 GMT Image: http://blog.craftzine.com/thread_spool_organizer1.jpg This driftwood spool-tidy (http://tastykaeru.blogspot.com/2010/09/reel-thing.html)...

This driftwood spool-tidy is fresh. The crafter on Tastykaeru (Edinburgh, UK) came up with the idea while thinking of a way to display her thread spools in a more visual, accessible way. Her dad had a huge stash of driftwood that had been collected over the years, and she thought to use some of it to display her spools on the wall!



Read the Full Story » | More on CRAFT » | Comments » | Read more articles in Embroidery | Digg this!

More... ]]> Frugal News Feeds Patty http://www.thriftyhearts.com/forum/showthread.php?t=6437 http://www.thriftyhearts.com/forum/showthread.php?t=6436&goto=newpost Sat, 04 Sep 2010 11:20:29 GMT Just like last year, Bath & Body Works has a pretty fantastic sale going on this Labor Day weekend. There are a couple of coupon codes that you can choose to use with this sale too, although you can only use one coupon code on the website. Here are some of the highlights of [...]

More... ]]> Frugal News Feeds Patty http://www.thriftyhearts.com/forum/showthread.php?t=6436 http://www.thriftyhearts.com/forum/showthread.php?t=6435&goto=newpost Fri, 03 Sep 2010 14:12:18 GMT Image: http://blog.craftzine.com/wovenbearheadrug.jpg Image: http://blog.craftzine.com/wovenbearheadrug2.jpg This antique Tabriz has been...



This antique Tabriz has been repurposed into a bear rug by reshaping the edge and using the excess fabric to sculpt a 3D head. I find it enchanting, macabre, and adorable all at once.

Read the Full Story » | More on CRAFT » | Comments » | Read more articles in Home Decor | Digg this!

More... ]]> Frugal News Feeds Patty http://www.thriftyhearts.com/forum/showthread.php?t=6435 http://www.thriftyhearts.com/forum/showthread.php?t=6434&goto=newpost Fri, 03 Sep 2010 14:12:18 GMT Heading to Kmart? You can score a free pedometer simply by redeeming this printable coupon. You will need to have a Shop Your Way Rewards card... Heading to Kmart? You can score a free pedometer simply by redeeming this printable coupon. You will need to have a Shop Your Way Rewards card before you can use* this coupon.* This coupon offer is valid through 10/31/10.

More... ]]> Frugal News Feeds Patty http://www.thriftyhearts.com/forum/showthread.php?t=6434 http://www.thriftyhearts.com/forum/showthread.php?t=6433&goto=newpost Thu, 02 Sep 2010 13:17:21 GMT

Inspired by Bakerella's new book and her famous cake pops, Brooke of The Family Kitchen created these yummy-looking homemade Pop Tarts on a stick. You really can't go wrong with pie crust, cherries and icing, especially if you put them all on a stick! Brooke's tribute recipe post includes a Q & A with Bakerella as well. [via GoodLifeEats]

Read the Full Story » | More on CRAFT » | Comments » | Read more articles in Food | Digg this!

More... ]]> Frugal News Feeds Patty http://www.thriftyhearts.com/forum/showthread.php?t=6433 http://www.thriftyhearts.com/forum/showthread.php?t=6432&goto=newpost Thu, 02 Sep 2010 13:17:21 GMT If you have a wee one in your home, you’re going to love this freebie!* This offer was all the rage on 9/1, but the site got hit pretty hard and it was difficult to get through.* Now may be a good time to try.* Without further ado…. Head on over to Fisher Price and you [...]

More... ]]> Frugal News Feeds Patty http://www.thriftyhearts.com/forum/showthread.php?t=6432 http://www.thriftyhearts.com/forum/showthread.php?t=6431&goto=newpost Thu, 02 Sep 2010 13:17:21 GMT Just a simple question for you..are you ready for some football? I know I am. And what’s this rumor about extending the NFL season to 18 games? I don’t like it. As much as I love football, I don’t think extending the season would be popular. With 16 games, every game counts. With 18 games, each game counts a little less.

Besides, the season would drag well into the next year. Imagine Superbowl Sunday in March. Just doesn’t seem right.

The Frugal Roundup

It’s Still a Good Idea to Buy a House in this Economy. You should only be looking to buy if you are debt free with a solid emergency fund, and have a decent down payment. Record low interest rates are not enough to make up for poor financial footing. @Free From Broke)

12 Reasons Why You’ll Be Happier in a Smaller Home. One of the biggest early expenses of buying a much larger home is buying more furniture to fill it up. If I had more money to spend on real estate I’d buy more acreage, not more square footage. (@Becoming Minimalist)

My College Savings Plan, Look Out for #1. It’s fairly easy to convince people to save for their own retirement before savings for their kids’ college education. Perhaps other financial goals should come before college savings, too. (@Budgeting in the Fun Stuff)

Finding the Rhythm. I can certainly relate to this one. As soon as I get in a groove with anything (money, diet, etc.) I hit a speed bump and it completely derails me. (@The Simple Dollar)

7 Simple Ways to Say No. The word “No” continues to be one of the more difficult words to say in the English language. If you struggle saying no, to people, to stuff, to whatever, I suggest reading this one. (@Zen Habits)

Best of the Rest

• Making Donations Truly Count
• 10 Lies You Will Hear Before You Pursue Your Dreams
• The Beauty of Handwritten Note
• 20 Ways to Untie from Whatever is Holding You Back
• Do You Have to Pay Taxes on Unemployment?
• Decorating With Photos

Support Our Sponsors

The Daily Middle. The Daily Middle is a group dedicated to helping those in the middle class cope with the coming financial crisis. And when they say “cope with,” they mean not just surviving the storm, but hopefully even prospering during it.

Monitor Bank Rates. MonitorBankRates.com offers a free rate search and compare service offering the latest best rates on products ranging from certificate of deposits, savings accounts, checking accounts, credit cards, mortgages and*insurance.

J.G. Wentworth. Thousands of individuals contact J.G. Wentworth every month to inquire about selling some or all of their monthly payments for a lump sum. For some, selling their structured settlement payments (annuities, settlements, lottery winnings, etc.) is not the best option; for others it clearly is. J.G. Wentworth’s team of experienced representatives will work with clients to customize options tailored to each individual’s needs.





Post by Frugal Dad







More... ]]> Frugal News Feeds Patty http://www.thriftyhearts.com/forum/showthread.php?t=6431 http://www.thriftyhearts.com/forum/showthread.php?t=6430&goto=newpost Thu, 02 Sep 2010 13:17:21 GMT Budgeting was on my mind. *Husband and I just spent some time seeking to pare down several of our budget categories due to an unforeseen change in... Budgeting was on my mind. *Husband and I just spent some time seeking to pare down several of our budget categories due to an unforeseen change in circumstances. *An accumulation of funds carefully saved in a few areas was an asset and helped in the making of decisions.

Our budget is of the monthly kind. *So much is put aside for food, clothing, car, etc. each month and we work diligently to stay within those boundaries. *Normally, this has worked well and given us a plan that needs little tweaking. *Usually, we meet once each year to review our projected costs and make any changes needed at that time.

Recently, though, I have been contemplating the budget style *recommended by some others well versed in making ends meet. *Suggestions *to set a new budget every week or when a paycheck arrives provides more flexibility for finding extra cash or trying to meet financial goals. *Somehow this has always seemed *to require more time and effort and I am not sure how all the budget areas would fare at the end of the year.

However, a major car repair, a broken lawnmower and a non-working dryer, have caused me to reconsider my budgeting strategy. *Grateful to have had some extra in the car repair budget our needs for this area were met. But as this was one of the funds we had pared down just recently that empty spot on the page has me wondering if we can get our funds replaced before the next break down. *The lawnmower has been limping along all summer but now is in total rebellion and of course that is the other fund that received a major slash! The hot Texas sun makes the dryer the least of my concerns and actually the electric bill has improved nicely.

It has been tempting to think of repurposing some budget categories based on the needs of this moment, but I can’t help wondering how this all works out in the end. *Ultimately, it would seem to me reworking my expenses will only deceive me for the present *and create an endless cycle of living by the “tyranny of the moment.”

What do you think? *Which budget works best for you?


Advertise here
Save up to 90% at your favorite local businesses with Groupon
I love Swagbucks. You will too! © DL for Frugal Hacks, 2010. | Permalink | No comment | Add to del.icio.us





More... ]]> Frugal News Feeds Patty http://www.thriftyhearts.com/forum/showthread.php?t=6430